Transport is at the core of modern society. Imagine using your expertise to shape sustainable transport and infrastructure solutions for the future? If you seek to make a difference on a global scale, working with next-gen technologies and the sharpest collaborative teams, then we could be a perfect match.
Job Description
Position Title: Credit processing associate
Reporting to: Head Risk
Department: Credit and Risk
PURPOSE OF THE JOB
Perform various credit related tasks like credit application processing, customer interaction, Credit checks.
KEY RESPONSIBILITIES
• Credit Application Processing: Review and process incoming credit applications in a timely manner. Checking the initial login documents and raise pendency if any.
• Customer Interaction: Perform TVR with customers and trade reference and providing feedback to credit manager.
• Credit Checks: Perform various credit checks both internal and external and reviews for current and prospective customers to establish credit limits using established guidelines.
• KYC: Thorough understanding of KYC norms and OVD.
• MIS: Preparing MIS on regular basis and supports in preparing analysis as & when needed.
• Reporting: Support in preparing multiple reports required for management review.
• Collaboration: Work closely with the sales team and other departments to address credit related queries.
EDUCATION & PROFESSIONAL EXPERIENCE
• Education: An Associate's or Bachelor's degree in Finance, Business, Accounting, or a related field is often preferred.
• Experience: Typically, 1-2 years of related experience in the banking or finance sector.
COMPETENCIES & SKILLS
• Proficiency in Microsoft Office (Word, Excel, PowerPoint, Access, Outlook),
• Good communication skills.
• Ability to handle conflict resolution, and adaptability to change
• Ownership mindset.
• Good interpersonal skills, customer focus and strong ability to communicate
• Ability to work in a process driven organisation
Offer:
• Competitive compensation package
• Highly challenging, rewarding, open and flat organizational environment for achievement and growth
• Ability to demonstrate ownership and impact the business
Mode of Work- Work from Office(all 5 days)
We value your data privacy and therefore do not accept applications via mail.
Who we are and what we believe in
Our focus on Inclusion, Diversity, and Equity allows each of us the opportunity to bring our full authentic self to work and thrive by providing a safe and supportive environment, free of harassment and discrimination. We are committed to removing the barriers to entry, which is why we ask that even if you feel you may not meet every qualification on the job description, please apply and let us decide.
Applying to this job offers you the opportunity to join Volvo Group. Every day, across the globe, our trucks, buses, engines, construction equipment, financial services, and solutions make modern life possible. We are almost 100,000 people empowered to shape the future landscape of efficient, safe and sustainable transport solutions. Fulfilling our mission creates countless career opportunities for talents with sharp minds and passion across the group’s leading brands and entities.
At Volvo Financial Services, we are working together to shape the world we want to live in. As the captive finance arm of the Volvo Group, VFS provides financial services and solutions that meet the needs of our customers’ evolving business. Through our dedication to innovation, we support society in its adoption of sustainable transport and equipment solutions. VFS is headquartered inGothenburg, Sweden, and serves Volvo Group customers and dealers in more than 50 markets.
What’s in it for you?
We offer a solid and competitive package of compensation and benefits, plus you will enjoy a diverse working environment with a culture of care and inclusion. As an investment, we support your personal development and growth to achieve your career aspirations. Volvo Financial Services is an on-site business and we understand that you might need occasional or temporary flexibility, which your leader is equipped to manage and fits well to our culture, as being together enables us to build upon our innovative and collaborative culture, as well as develop you for continued success.
